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General pet insurance Calculators and Tools

These tools estimate what insuring a pet might cost and help you weigh cover against saving the money yourself. The tool is free, quick and based on species reference data.

Insurance1 tool

The general pet insurance tool

General pet insurance tools: what they help with

These tools estimate what insuring a pet might cost and help you weigh cover against saving the money yourself. A single accident or illness can cost more than years of premiums. Knowing the likely numbers helps you make that call calmly.

A practical tip

Compare the excess and annual limits, not just the monthly premium. Cheap policies often cap payouts below the cost of a serious condition.

Other pet topics

Pet care rarely sits in one box. You may also find these useful: general / multi-pet behavior tools, general / multi-pet cost tools, general / multi-pet environment tools and general / multi-pet health tools. Or see every pet tool in one place.

Insurance tools for other pets

The same kind of tool exists for other species, each using that animal's own reference data: dog insurance, cat insurance, rabbit insurance and ferret insurance.

Frequently asked questions

Is insurance worth it for a pet?

It depends on your savings, your pet's age and its likely health issues. The insurance estimator helps you compare premiums with the cost of common treatments.

Which general pet insurance tool should I use first?

Most people start with the Pet Insurance Comparison Tool, the most used tool in this group. If your question is more specific, the list above describes what each of the 1 tools does.

How accurate are the results?

They are estimates based on published reference data for pets, and each tool lists its sources. Individual animals vary, so treat results as a guide and check health decisions with your vet.